DIY or delegated portfolio management, retirement planning, and financial planning for tech-savvy pre-retirees and recent retirees

"The bitterness of poor quality remains long after the sweetness of low price is forgotten." --Benjamin Franklin

My services are most cost-effective for tech-savvy pre-retirees and retirees with household incomes of $250,000 or more and/or total financial net worth (including current employer retirement plans) of $500,000 or more.

You can either delegate the investment portfolio management to me or you can self-implement my advice at the brokerage firm of your choice.

DIY and fully delegated options both include financial planning analysis and advice (as applicable):

• Asset allocation, fund recommendations, employer retirement plan accounts, taxable and tax-deferred accounts, tax-efficient withdrawals.
• Asset allocation, recommended funds, and risk tolerance evaluation
• Retirement and goal scenario analysis
• Defined benefit pension planning
• Social Security planning and strategy
• Life insurance needs analysis
• Education funding analysis
• Deferred compensation, stock options, non-qualified plan advice
• General financial planning discussion

DIY self-implemented investment advice

• $4,700 one-time flat fee ($3,900 for renewing clients if within 14 months from end of last engagement period).

Did you know? The average daily change in the stock market is 0.5% in either direction. (1)

Flat fee DIY engagements include a support period of three months with unlimited follow-up, Q&A, email/phone/online meeting support.

Additional fee applies for those with assets greater than $1.5 million or income greater than $500k.

Managed account option

Initial (one-time) planning fee: $1,800

0.70% up to first $3 million
0.55% above $3 million
(percentages are annualized)

Minimum quarterly fee: $1,800 (increases 3% annually on Jan. 1)

Delegated investment accounts are managed through Charles Schwab Advisor Services.

Become a client

After you investigate other advisers and do your own due diligence, please complete this short pre-planning profile and I will contact you promptly for an initial conversation.

(1) Source: S&P 500 (^GSPC) historical pricing data, Oct. 29, 2020 through Oct. 28, 2021.