Level One: $1,500

Still paying off debt, just getting started investing, no need or desire for planning other than investments, less than $100k total investments and/or less than $75k annual household income, self-implementers, no need or desire for ongoing planning arrangement.

Level Two:  $3,000

Little or no consumer debt, investing through company retirement plans (and/or outside investments), other planning concerns such as college, life insurance, retirement. At least fifteen years from retirement and less than $250k total investments and/or less than $150k annual household income. No complex planning topics, self-implementers, and no need or desire for ongoing planning arrangement.

Level Three:  $4,600

Retired or within fifteen years of retirement, less than $500k total investments and/or less than $250k annual household income. Other planning concerns such as college, life insurance, retirement. Advanced planning areas such as defined benefit pension plans, distributions from qualified plans, IRAs, or other investment accounts, need or desire for some implementation assistance, desire for a longer/more frequent planning counsel support.

Level Four:  $6,700

Retired or within ten years of retirement, greater than $500k total investments and/or greater than $250k annual household income. Sophisticated planning needs, detailed retirement projection and withdrawal strategies, need or desire for ongoing planning relationship, account assistance, and ability to consult with planner “at will.”

Scope of planning, details, and fine print
Frequently Asked Questions (FAQ)